The Boise Valley Habitat for Humanity is accepting applications from Idaho families for its affordable homeownership program, according to a Tuesday press release. (Kelcie Moseley-Morris/Idaho Capital Sun)
The Boise Valley Habitat for Humanity is accepting applications from Idaho families for its affordable homeownership program, according to a Tuesday press release.
The program would allow a low-income family in need of adequate housing to help build and purchase their own home at an affordable cost from the organization.
The Boise Valley Habitat for Humanity plans to build a home in Star on a Hubble Homes lot. The organization will then sell the home to a family who qualifies and is willing to put between 300 to 500 of partnership hours into the project to build their own home. Families must also make a monthly mortgage payment and participate in classes to prepare them for home ownership.
According to the organization’s website, the Boise Valley Habitat for Humanity would not make a profit from the project because it sells the home at a no-interest loan and would build the home primarily by volunteers.
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“We know this is a life changing opportunity for so many people,” Boise Valley Habitat for Humanity executive director Janessa Chastain said in the press release. “We are just so excited to welcome a new family into our process.”
To qualify, applicants must be able to meet all program requirements:
- Demonstrate a need for affordable housing
- Be a U.S. citizen or legal resident living or working in Ada County
- Willingness to partner with Habitat for Humanity for 300 to 500 hours
- Proof of 12 months of continuous income with no more than a six-week break
- Ability to pay a no-interest, no-profit mortgage
- No judgements, collections, or bankruptcy in the past 12 months
- Current debt must not be greater than 43% of applicant’s income
- Meet 2023 HUD annual gross income guidelines
Applications will be available online or for pick-up during business hours between April 10 and April 21 at the Habitat for Humanity Administrative Office located at 9438 W. Fairview Ave. in Boise or at the organization’s restore locations located at 10537 W. Overland Road and 4716 W. State St. in Boise.
Applicants must deliver their completed paperwork to the Habitat for Humanity Administrative Office between April 10 and April 28 during business hours. Completed applications may also be submitted after a required program orientation meeting.
The Boise Valley Habitat for Humanity is a Christian 501(c)3 nonprofit housing organization based in Ada County. The organization is primarily volunteer-led and uses donations of money, land and materials from individuals, organizations and businesses to build affordable homes for Idaho families.
For information about the project, visit the Boise Valley Habitat for Humanity website.
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